Welcome To
Lake Forest Estates
Lake Forest Community Association
Office hours: M,W,F 8:15 am-12:30 pm (unless otherwise posted)
Phone: 573-483-9861
Construction Information and Permits
Permit and Deposit Fee Summary
Please see the actual permit form or construction packet for further details.
Contractor Liability Insurance Requirements
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General Liability Coverage
$2,000,000 General Aggregate Limit
$2,000,000 Products/Complete Operations
Aggregate
$1,000,000 Personal & Advertising Injury Limit $1,000,000 Each Occurrence Limit
$ 100,000 Fire Damage Limit
$ 5,000 Medical Expense Limit
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Automobile
$1,000,000 Bodily Injury and Property Damage Combined Single Limit
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Workers' Compensation
Statutory
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Employers Liability
$1,000,000 Bodily Injury by Accident/Per Accident
$1,000,000 Bodily Injury by Disease/Per Employee
$1,000,000 Bodily Injury by Disease/Policy Limit
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Permits are required for home improvement projects as outlined below. Signed applications must be submitted through the Lake Forest Community Association and approved prior to the beginning of any work. Failure to comply with the rules and regulations may result in a fine.
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All projects using equipment or a concrete truck delivery require a $500 deposit.
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NEW HOME CONSTRUCTION-$6100 to Lake Forest Estates and $1700 to Clean Water District:
$100.00 Permit Fee- $3000 Deposit from homeowner + $3000 cash security deposit or can funish an irrevocable letter of credit for $3000 from the bank to Lake Forest. This can come from the homeowner or the builder-A $1700 non-refundable water and sewer hookup required for new homes. Paid to the Lake Forest Clean Water District.
HOME ADDITION, LAKE WALL OR OTHER MAJOR PROJECT
$1100 as follows. $100.00 Permit Fee (non-refundable)-$1000.00 Deposit
PATIO, DRIVEWAY, BOAT HOUSE, OR OTHER MINOR PROJECT
$100.00 Permit Fee (non-refundable)-$500.00 Deposit (Use of concrete truck and/or other equipment)
DECK, COVERED PORCH/DECK, BOAT HOUSE, OR OTHER BUILDING CHANGE
$100 Permit Fee – No deposit required
MAJOR LANDSCAPE PROJECT, IRRIGATION SYSTEM, DOG RUN, TREE REMOVAL
No Permit Fee – $500 Deposit may be required depending on use of equipment. ACC inspection upon completion.
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Permit expiration for new home construction is 7 months. Driveways, sidewalks and patios is 2 months. Covered boat slip, lake wall or home addition is 3 months.
Homeowner as Builder Liability Insurance Requirements
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All new homes built by homeowners as builders must have $2,000,000 general liability insurance.
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All projects requiring equipment or concrete trucks must have $1,000,000 general liability insurance.
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