Construction Information and Permits
Permit and Deposit Fee Summary
Please see the actual permit form or construction packet for further details.
Contractor Liability Insurance Requirements
General Liability Coverage
$2,000,000 General Aggregate Limit
$2,000,000 Products/Complete Operations
$1,000,000 Personal & Advertising Injury Limit $1,000,000 Each Occurrence Limit
$ 100,000 Fire Damage Limit
$ 5,000 Medical Expense Limit
$1,000,000 Bodily Injury and Property Damage Combined Single Limit
$1,000,000 Bodily Injury by Accident/Per Accident
$1,000,000 Bodily Injury by Disease/Per Employee
$1,000,000 Bodily Injury by Disease/Policy Limit
Homeowner as Builder Liability Insurance Requirements
All new homes built by homeowners as builders must have $2,000,000 general liability insurance.
All projects requiring equipment or concrete trucks must have $1,000,000 general liability insurance.
For questions pertaining to construction, please contact the Lake Forest Community Association office at 573-483-9861 or at
firstname.lastname@example.org and your request will be turned over to an Architectural Control Committee (ACC) member.
Permits are required for home improvement projects as outlined below. Signed applications must be submitted through the Lake Forest Community Association and approved prior to the beginning of any work. Failure to comply with the rules and regulations may result in a fine.
All projects using equipment or a concrete truck delivery require a $500 deposit.
NEW HOME CONSTRUCTION
$100 Permit Fee - Deposit as follows: $2000 deposit from homeowner + $3000 cash security deposit (or irrevocable letter of credit). $1700 non-refundable fee for water and sewer hookup.
HOME ADDITION, LAKE WALL OR OTHER MAJOR PROJECT
$50 Permit Fee - $1000 Deposit
PATIO, DRIVEWAY, BOAT HOUSE, OR OTHER MINOR PROJECT
$50 Permit Fee - $500 Deposit (Use of concrete truck and/or other equipment)
DECK, COVERED PORCH/DECK, BOAT HOUSE, OR OTHER BUILDING CHANGE
$50 Permit Fee – No deposit required
MAJOR LANDSCAPE PROJECT, IRRIGATION SYSTEM, DOG RUN, TREE REMOVAL
No Permit Fee – $500 Deposit may be required depending on use of equipment. ACC inspection upon completion.
Permit expiration for new home construction is 7 months. Driveways, sidewalks and patios is 2 months. Covered boat slip, lake wall or home addition is 3 months.